mutf_in: sbi_blue_reg_13pivb8: SBI Bluechip Fund Regular Growth Plan

If you’re exploring mutual funds in India, particularly large-cap equity schemes, you’ll often encounter the ticker mutf_in: sbi_blue_reg_13pivb8. That cryptic code represents SBI Bluechip Fund Regular Plan – Growth, a popular investment vehicle offered by SBI Mutual Fund. Designed for long-term capital growth, this scheme has attracted considerable attention from both novice and seasoned investors. In this guide, we’ll decode everything—from its NAV and portfolio to performance, charges, and suitability.

1. What Is mutf_in: sbi_blue_reg_13pivb8?

mutf_in: sbi_blue_reg_13pivb8 is simply the ticker symbol for SBI Bluechip Fund Regular – Growth. It’s an open-ended mutual fund scheme launched by SBI Mutual Fund on 14 February 2006

• Fund Type: Equity – Large Cap

• Plan: Regular

• Option: Growth (NAV reflects reinvested earnings)

• Benchmark: BSE 100 Total Return Index

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2. Understanding the NAV

The fund’s Net Asset Value (NAV) was approximately ₹92.11 on 6 June 2025  This value indicates the per-unit price of the fund and moves daily based on the performance of its holdings.

3. AUM & Portfolio Composition

• Assets Under Management (AUM): Around ₹51,010 crore as of April–June 2025

• Asset Allocation:

  • Equity: ~93.26%

  • Debt: ~0.72%

  • Cash & Equivalents: ~6.74%

• Market Cap Exposure: Dominantly large-cap (~70%), with 20% on giant-cap and ~9% mid-cap exposure

• Top Holdings (as of April–May 2025):

  • HDFC Bank ~9.7%

  • ICICI Bank ~8.1%

  • Reliance Industries ~8.0%

  • L&T, Kotak Mahindra, Infosys, Eicher, Britannia also feature heavily

4. Performance & Returns

The fund’s historical returns demonstrate its potency:

These figures place it at par or slightly above category averages in many periods—though it trails the benchmark during some mature phases.

5. Risk, Expense Ratio & Charges

• Risk Level: Rated “Very High” on SEBI’s Riskometer. It’s equity-heavy and therefore more volatile

• Expense Ratio (Regular Plan): ~1.49–1.50% p.a., compared to 0.85–1.0% category averages

• Exit Load: 1% for redemptions within 1 year

6. Management Team

As of April 2024 onward, the regular plan is managed by Mr. Saurabh Pant , a chartered accountant and CFA candidate. Under his oversight, the scheme pursues a focused but diversified large-cap portfolio.

7. SIP vs. Lump Sum

• SIP (Systematic Investment Plan): Start with ₹500 per month. Perfect for disciplined long-term investing and averaging purchase costs

• Lump Sum: ₹5,000 minimum. May suit investors who time market dips or deploy windfalls.

8. Suitability – Who Should Invest?

This scheme aligns with those seeking:

1. Long-Term Growth: 3–5+ years horizon to ride out market swings.

2. Large-Cap Exposure: Blue-chip focus reduces risk compared to mid-/small-cap.

3. Growth Potential: Not ideal for those prioritizing stability or income.

It’s not suitable for short-term needs (<3 years) or for risk-averse investors since it’s subject to market fluctuations .

9. Comparing the Regular Plan to Direct Plan

Regular Plan (our focus under mutf_in: sbi_blue_reg_13pivb8) has an expense ratio of ~1.5%, while the Direct Plan is lower (~0.81%)—meaning the Direct Plan may deliver slightly better net returns over time .

10. Pros & Cons

✅ Pros

• Long-term CAGR (~12–21% across periods)

• Blue-chip stability with focus on banking and energy sectors

• Large AUM reflecting trust and fund maturity

⚠️ Cons

• Higher fees than peers

• Equity volatility still present (riskometer: Very High)

• Slight underperformance vs. benchmark during select phases

11. How to Track & Monitor

• NAV Tracking: Check daily NAV (~₹92 as of 6 Jun 2025) through AMC site, Groww, Value Research, etc.

• Performance Tools: SIP calculators, rolling return charts (Value Research, Moneycontrol).

• Peer Comparison: Keep an eye on similar large-cap funds from ICICI, HDFC, Mirae, Nippon, etc.

12. Tax Implications

• Hold <1 year: Short-term capital gains taxed at 20%.

• Hold >1 year: Long-term capital gains taxed at 12.5% above ₹1.25 lakh per year

• Dividends (if any): Taxed as income, TDS applies over ₹10k annually.

13. Final Take: Is mutf_in: sbi_blue_reg_13pivb8 Right for You?

If you’re a long-term investor seeking large-cap endurance with solid historical returns and can handle moderate market volatility—and you’re okay with mid-range expenses—this SBI Bluechip fund is a workhorse. Just remember, opting for the Direct Plan might shave ~0.7% off annual fees and further improve net returns.

Quick Recap: Key Metrics at a Glance

• NAV: ₹92.11 (6 Jun 2025)

• AUM: ₹51,010 crore

• Expense Ratio: ~1.49–1.50% (Regular)

• Exit Load: 1% if redeemed within 1 year

• Manager: Saurabh Pant (since Apr 2024)

• Returns:

  • 1Y: 9.65%

  • 3Y: 17.07%

  • 5Y: 21.33%

  • Since Inception: ~12.18% CAGR

• Allocation: ~93% equity (mainly large-cap), small portions in debt/cash equivalents

• Min Investment: ₹5k lumpsum, ₹500 SIP monthly — perfect for disciplined investing

14. Related LSI Keywords Summary

• Mutual fund: This scheme pools investor money to buy equities.

• NAV: Daily per-unit value—₹92.11 as of 6 June 2025.

• Large cap: Focus on top 100 Indian companies, less volatile than mid/small caps.

• SIP: Minimum ₹500/month.

• Performance: Competitive 1Y–5Y returns around 10–21%.

• Expense ratio: 1.5% which impacts overall returns.

• Fund manager: Saurabh Pant leads strategy and portfolio allocation.

• AUM: ₹51,010 Cr indicates maturity and scale.

• Exit load: 1% within 1 year.

• Portfolio: Bank-heavy, includes Reliance, Infosys, etc.

3 Most-Asked FAQs

Q1: What is the current NAV of mutf_in: sbi_blue_reg_13pivb8?
A: As of 6 June 2025, the NAV stands at approximately ₹92.11

Q2: What returns can I expect?
A: Historically, you could expect ~9.6% (1Y), ~17% (3Y), ~21% (5Y), and ~12% since inception. Past data doesn’t guarantee future returns.

Q3: Should I invest in the Regular Plan or Direct Plan?
A: Regular Plan includes distributor costs and has a higher expense ratio (~1.5%), while Direct Plan (no distributor) costs ~0.81%. For higher long-term returns, Direct Plan is preferable

Final Word

The ticker mutf_in: sbi_blue_reg_13pivb8 represents a venerable, large-cap equity fund with a strong track record, substantial assets, and market backing. If you’re investing for the long haul and comfortable with equity risk, this fund is a compelling option. Just monitor your NAV, keep an eye on expense ratios (especially for regular vs direct), and align investment with your financial goals.

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